VIP Growth Opportunities Portfolio

Variable Insurance Products Fund III

Actively managed U.S. equity fund
$5.28B NAV
200 positions · as of 2026-06-30 · filed 2026-08-24

Fund classification

Classified from what the fund holds · as of 2026 Q2

VIP Growth Opportunities Portfolio is an actively managed U.S. equity fund. 47% of VIP Growth Opportunities Portfolio’s stock holdings are in companies whose revenue grew in the top quartile of U.S. companies over the last five fiscal years (covering 82% of the fund’s equity).

Asset class
Equity
Region
United States
Management
Actively managed
Fund type
Open-end fund
Features
Non-diversified

Fund profile

As filed in the prospectus · 2026 Q2

VIP Growth Opportunities Portfolio seeks to provide capital growth.

Strategy · summarised

The fund invests at least 80% of assets in common stocks of growth companies, identified through fundamental analysis of factors including projected or trailing earnings growth, sales growth, free cash flow growth relative to market median, research and development intensity, and capital-raising activity; it holds both domestic and foreign issuers. Because security selection depends on the adviser's assessment of growth potential across multiple criteria, fund holdings and performance will diverge from any benchmark.

Expenses
0.56% 0.81%across 4 share classes
Share classExpense ratio
C0000210380.56%
C0000210390.64%
C0000210400.66%
C0000210410.81%

Portfolio turnover 71.00% · as of 2026 Q2

Allocation

Asset groups · long / short shown separately, never netted · 2026 Q2

102.56%
of net assets
Stocks99.69%
Cash & short-term2.77%
Bonds0.11%

Look-through blends 1 underlying fund; 0.0% of NAV was not looked through and stays direct-classified. The blend is as of 2026Q1, one or more quarters before the direct holdings (2026Q2).

Sector allocation

The same holdings as Allocation above, grouped by market sector instead of asset type · as of 2026 Q2

100%
of net assets
Information Technology46.2%
Communication Services17.6%
International9.4%
Consumer Discretionary6.0%
7 smaller20.8%

Government, Securitized and Cash are non-corporate buckets; International is foreign holdings we don’t sector-classify, and Other is the residual (held funds, unresolved names).

Portfolio growth profile

How much of the fund’s stock holdings are in fast-growing companies · as of 2026 Q2

Revenue growth
47%of stock holdings in top-quartile growers
covering 82% of the fund’s equity

Share of the fund’s equity (by value) in companies whose trailing five-year revenue — or net-income — growth ranks in the top 25% of U.S. public companies. Foreign and newly-listed holdings are excluded, so the figure covers only part of the book. From SEC filings — not investment advice. How we measure this.

Latest quarter

What changed since the fund's previous filing

2026Q2 vs 2026Q1: 33 new28 exited

Largest new: SPACE EXPLORATION TECHNOLOGIES CORP, CEREBRAS SYSTEMS INC, UNH, CBRS, SPCX, FABRINET, OURA INC, CRWV

Largest exited: SPACE EXPLORATION TECHNOLOGIES CORP, NFLX, TMUS, KO, CEREBRAS SYSTEMS INC, ORLY, ISRG, OURA HEALTH OY

Return profile

Total return as filed — price change plus distributions reinvested · trailing figures to Apr 2026

1-year
+43.93%
3-year
+130.13%
5-year
+67.03%
Volatility
23.16%
Worst 3-yr fall
-14.07%
Cumulative return· Jul 2023 – Apr 2026

May 2026 and Jun 2026 have been filed since the trailing figures were struck, so they are not in the table above or the curve — every figure here shares one cut-off, which is what makes them comparable with other funds.

This fund changed legal form during the period shown. The history above is continuous — it spans both eras, and the change is not a gap in reporting.

Debt profile

What this fund holds — value-weighted across its bond and securitized long positions · as of 2026-06-30

Avg coupon
0.09%
Avg maturity
0.40 yr
Coupon type

Share of the fund's debt by how its coupon behaves — the fact that decides whether a rate move reaches this portfolio at all.

79%
floating
Floating rate79.1%
Fixed rate20.9%
Maturity ladder

Share of the fund's debt value in each maturity band, shortest first.

<1y
<1y100.0%
Flagged holdings
Defaulted: none reported
In arrears: none reported
Paid in kind: 79.11% · $2.60M · 1 positions

These three overlap — one holding can be in arrears and paying in kind at once — so they are shown separately and never summed.

Holdings

By % of NAV · equity positions carry filed share counts · every resolvable issuer links to its company page

Issuer%NAVValue
NVIDIA CORPNVDA13.91%$734.83M
ALPHABET INCGOOGL5.79%$305.80M
ALPHABET INCGOOG5.22%$276.08M
MICROSOFT CORPMSFT4.23%$223.72M
META PLATFORMS INCMETA4.21%$222.49M
TAIWAN SEMICONDUCTOR MFG CO LTDTSM4.17%$220.30M
AMAZON.COM INCAMZN3.54%$186.78M
MICRON TECHNOLOGY INCMU3.23%$170.83M
APPLOVIN CORPAPP3.20%$168.94M
ELI LILLY and COLLY3.02%$159.28M
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Reported price is the fund's own reported value divided by its own reported shares at 2026-06-30 — not a live quote, and not what the fund paid.

Top 10 positions are 50.52% of net assets, top 25 75.40%, across 137 issuers.

See more of this fund's book

More positions with filed share counts, and the quarter-over-quarter change list rather than the largest few — free with an account, no card required.

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